Credit Authorization

By submitting an application to bcapproved.ca, you certify that all information provided is true and you authorize bcapproved.ca or our agents or affiliates to:

2. Communicate with you by telephone, mail, email, text or any social media platforms in connection with the approval of your application

Consent, Communication, Services Paid & Financial Products and Services

If you apply for a loan or other credit product or service through this website, you will be asked to consent to BC Approved and/or our third party business affiliates collecting, using and/or disclosing the personal information that you provide to us to confirm your financial situation and your initial and ongoing eligibility for such credit products and services. In order to provide you with such products and services, you may be contacted by BC Approved and/or our third-party business affiliates. BC Approved and/or our third party business affiliates will perform a credit check on you, based on the information you have provided, to confirm your financial situation and your initial and ongoing eligibility for such products and services.

Unless you advise us otherwise, BC Approved and our third-party business affiliates may offer you related products, services and pre-qualifications for other related or non-related credit or financial products and services. You acknowledge that: (i) all communications to you from BC Approved and its third party business affiliates may be done via SMS, telephone, email and postal mail; and (ii) BC Approved and our third party business affiliates may receive a referral fee for providing you with or referring you to a loan or other credit product or service.

Intellectual Property

All materials (including the organization and presentation of such material) on this website (the “Materials”) are the property of BC Approved and its licensors and may be protected by intellectual property laws including laws relating to copyrights, trade-marks, trade-names, internet domain names and other similar rights.

The Materials may only be used and copied for your own non-commercial, personal purposes, provided that the Materials are not modified and that copyright and other intellectual property notices are not deleted. You may not create derivative works from or otherwise exploit the Materials in any way. Unless you have entered into a separate agreement with  BC Approved, any other use of these Materials without  BC Approved’s written permission is prohibited.

Currency of website

 BC Approved  updates the information on this website periodically. However,  BC Approved cannot guarantee or accept any responsibility or liability for the accuracy, currency or completeness of the information on this website.  BC Approved may revise, supplement or delete information, services and/or the resources contained in this website and reserves the right to make such changes without prior notification to past, current or prospective visitors.

Linked websites

This website may provide links to third party websites for your convenience only. The inclusion of these links does not imply that  BC Approved monitors or endorses these websites.  BC Approved does not accept any responsibility for such websites.  BC Approved shall not be responsible or liable, directly or indirectly, for any damage or loss, caused or alleged to be caused by or in connection with the use of or the reliance upon any information, content, goods or services available on or through any third party websites or linked resources.

Internet software or computer viruses

Due to technical difficulties with the Internet, Internet software or transmission problems could produce inaccurate or incomplete copies of information contained on this website.  BC Approved shall not be responsible or liable for any software, computer viruses or other destructive, harmful or disruptive files or programs that may infect or otherwise impact your use of your computer equipment or other property on account of your access to, use of, or browsing on this website or your downloading of any of the Materials from this website.  BC Approved recommends that you install appropriate anti-virus or other protective software.

Website and Materials Provided “As Is”

THIS WEBSITE AND THE MATERIALS ARE PROVIDED “AS IS”, “WHEN AVAILABLE”, AND “WITH ALL FAULTS”, WITHOUT REPRESENTATION, WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.  BC APPROVED DOES NOT REPRESENT OR WARRANT THAT THIS WEBSITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS OR THAT THEIR USE WILL BE UNINTERRUPTED OR ERROR FREE.

Limitation of liability

YOU ASSUME ALL RESPONSIBILITY AND RISK FOR USE OF THIS WEBSITE AND THE MATERIALS INCLUDING WITHOUT LIMITATION ANY OF THE INFORMATION CONTAINED THEREIN.

IN NO EVENT SHALL  BC APPROVED OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES, SHAREHOLDERS, PARTNERS, OR AGENTS BE LIABLE FOR ANY INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR OTHER DAMAGES WHATSOEVER (INCLUDING DAMAGES FOR LOSS OF PROFITS, INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR ANY OTHER PECUNIARY LOSS) IN CONNECTION WITH ANY CLAIM, LOSS, DAMAGE, ACTION, SUIT OR OTHER PROCEEDING ARISING UNDER OR OUT OF THESE TERMS OF USE, INCLUDING WITHOUT LIMITATION YOUR USE OF, RELIANCE UPON, ACCESS TO, OR EXPLOITATION OF THIS WEBSITE, THE MATERIALS OR ANY PART THEREOF, OR ANY RIGHTS GRANTED TO YOU HEREUNDER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER THE ACTION IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OR OTHERWISE.

IN ANY EVENT,  BC APPROVED TOTAL MAXIMUM AGGREGATE LIABILITY UNDER THESE TERMS OF USE OR THE USE OR EXPLOITATION OF ANY OR ALL PART OF THIS WEBSITE OR THE MATERIALS IN ANY MANNER WHATSOEVER SHALL BE LIMITED TO FIVE ($5.00) CANADIAN DOLLARS.

SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify and hold  BC Approved harmless against all claims or liability asserted against  BC Approved arising out of or in connection with any breach by you or anyone acting on your behalf of any of these Terms of Use.

Contact us

Feel free to contact us at: hello@bcapproved.ca; or at BCAPPROVED.CA. Should you choose to email us, kindly note that the Internet is not a secure medium and any such communication may be lost, intercepted or altered.  BC Approved is not liable for any damages related to communications to or from us. You agree with respect to any information provided by you to us that:

•  BC Approved has no obligation concerning such information;

•  BC Approved may use, disclose, distribute or copy the information and may use any ideas, concepts or know-how contained in the information for any purpose; and

Applicable law

This website is controlled, operated and administered by  BC Approved from within the Province of British Columbia, Canada. This website can be accessed from all provinces and territories of Canada, as well as from other countries around the world. As each of these jurisdictions has laws that may differ from those of the Province of British Columbia, by accessing this website, you acknowledge and agree that all matters relating to access to or use of this website shall be governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein (without reference to conflicts of laws principles).

You also agree that any claims or disputes whatsoever arising hereunder shall be submitted to the exclusive jurisdiction and venue of the courts of the Province of British Columbia and acknowledge that you do so voluntarily.

General

 BC Approved’s failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not be construed as a waiver of any provision or right.

If any provision or part thereof of these Terms of Use is wholly or partially unenforceable the parties or, in the event the parties are unable to agree, a court of competent jurisdiction, shall put in place thereof an enforceable provision or provisions, or part thereof, that as nearly as possible reflects the terms of the unenforceable provision or part thereof.

The parties have requested that these Terms of Use and all documents relating thereto be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents qui s’y rattachent soient en anglais.